{"id":35427,"date":"2025-04-18T17:57:41","date_gmt":"2025-04-18T15:57:41","guid":{"rendered":"https:\/\/abi-newsite.azurewebsites.net\/?page_id=35427"},"modified":"2025-06-23T10:03:36","modified_gmt":"2025-06-23T08:03:36","slug":"pagamenti-page","status":"publish","type":"page","link":"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/","title":{"rendered":"Payments"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"35427\" class=\"elementor elementor-35427\" data-elementor-post-type=\"page\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-578d28d elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default pxl-row-scroll-none pxl-zoom-point-false pxl-section-overflow-visible pxl-section-fix-none pxl-bg-color-none pxl-section-overlay-none\" data-id=\"578d28d\" data-element_type=\"section\" data-e-type=\"section\" id=\"skip-to-main-content\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\n                \n                <div class=\"elementor-container elementor-column-gap-extended\">\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-14b702b pxl-column-sticky elementor-hidden-tablet elementor-hidden-mobile pxl-column-overflow-hidden-no\" data-id=\"14b702b\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                     \n        <div class=\"elementor-element elementor-element-7edbd7b elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"7edbd7b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;widescreen&quot;,&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;],&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea71c4d elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-pxl_menu\" data-id=\"ea71c4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \n\n    <div class=\"pxl-nav-menu pxl-nav-menu1 style-default hover-underline sub-style-default show-effect-slideup sub-hover-left-line pxl-mega-full-width pxl-layout-vertical\" data-wow-delay=\"ms\">\n        <div class=\"menu-pagamenti-container\"><ul id=\"menu-pagamenti\" class=\"pxl-menu-primary clearfix\"><li id=\"menu-item-35220\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-35220\"><a href=\"#section-1\"><span class=\"pxl-menu-item-text\">Cash<span class=\"pxl-item-menu-icon pxl-hide\"><\/span><\/span><\/a><\/li>\n<li id=\"menu-item-35221\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-35221\"><a href=\"#section-2\"><span class=\"pxl-menu-item-text\">Payment services\/instruments<span class=\"pxl-item-menu-icon pxl-hide\"><\/span><\/span><\/a><\/li>\n<li id=\"menu-item-35222\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-35222\"><a href=\"#section-3\"><span class=\"pxl-menu-item-text\">European Payment Services Directive (PSD)<span class=\"pxl-item-menu-icon pxl-hide\"><\/span><\/span><\/a><\/li>\n<li id=\"menu-item-35223\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-35223\"><a href=\"#section-4\"><span class=\"pxl-menu-item-text\">Single Euro Payments Area (SEPA)<span class=\"pxl-item-menu-icon pxl-hide\"><\/span><\/span><\/a><\/li>\n<li id=\"menu-item-35224\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-35224\"><a href=\"#section-5\"><span class=\"pxl-menu-item-text\">Payments for Public Administration<span class=\"pxl-item-menu-icon pxl-hide\"><\/span><\/span><\/a><\/li>\n<li id=\"menu-item-35225\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-35225\"><a href=\"#section-6\"><span class=\"pxl-menu-item-text\">Other ABI initiatives on payment accounts and services<span class=\"pxl-item-menu-icon pxl-hide\"><\/span><\/span><\/a><\/li>\n<\/ul><\/div>    <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-caa1065 pxl-column-sticky pxl-column-overflow-hidden-no\" data-id=\"caa1065\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                     \n        \t\t<div class=\"elementor-element elementor-element-443503b elementor-align-left elementor-widget elementor-widget-breadcrumbs\" data-id=\"443503b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav id=\"breadcrumbs\"><span><span><a href=\"https:\/\/abi-newsite.azurewebsites.net\/\">Home<\/a><\/span><\/span><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8529d14 section e-flex e-con-boxed e-con e-parent\" data-id=\"8529d14\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e8cf0d elementor-widget elementor-widget-heading\" data-id=\"2e8cf0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Payments<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08c73c4 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"08c73c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>Payment transactions allow the transfer of funds between two parties and can be made in <strong>cash<\/strong> (banknotes and\/or coins), or with <strong>electronic payment instruments and services<\/strong>.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a610005 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"a610005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>L'<strong>Italian Banking Association <\/strong>- representing its members and through a constant dialogue with the authorities, with representatives of service users (consumers, non-banking companies, merchants, public administration) and with authorised service providers (Banks, Electronic Money Institutions, Payment Institutions) - promotes and participates in initiatives aimed at fostering competition, reliability and innovation in the national, European and global payments market.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0e21ad elementor-widget elementor-widget-pxl_text_editor\" data-id=\"c0e21ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span data-contrast=\"auto\">A <\/span><b><span data-contrast=\"auto\">level<\/span><\/b> <b><span data-contrast=\"auto\">national<\/span><\/b><span data-contrast=\"auto\">ABI participates in institutional tables aimed at promoting the development of the payments market (<a href=\"https:\/\/www.bancaditalia.it\/compiti\/sispaga-mercati\/comitato-pagamenti-italia\/#:~:text=ll%20Comitato%20Pagamenti%20Italia%20(CPI,(imprese%2C%20famiglie%2C%20pubbliche%20amministrazioni\">Payments Committee Italy<\/a>), business continuity in the provision of services (<a href=\"https:\/\/www.bancaditalia.it\/compiti\/sispaga-mercati\/codise\/index.html\">CODISE<\/a>, <a href=\"https:\/\/www.bancaditalia.it\/media\/notizia\/sottoscrizione-del-nuovo-protocollo-di-intesa-per-la-continuit-operativa-della-distribuzione-delle-banconote-in-euro\/\">COBAN<\/a>) and the in-depth examination of specific issues in ad hoc tables. ABI also takes care of the definition of interbank agreements and procedures on the subject of payments and related services; it participates in information and training initiatives on the subject of payments.<\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd1801 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6bd1801\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span data-contrast=\"auto\">The Association contributes to the development of the Single Euro Payments Area (<\/span><b><span data-contrast=\"auto\">SEPA<\/span><\/b><span data-contrast=\"auto\">) and participates in various working fora dealing with payments to <\/span><b><span data-contrast=\"auto\">level<\/span><\/b> <b><span data-contrast=\"auto\">European<\/span><\/b><span data-contrast=\"auto\"> (<a href=\"https:\/\/www.ecb.europa.eu\/paym\/groups\/erpb\/shared\/pdf\/ERPB_mandate.pdf?155d6b1b71e0eaf16c675f3a9d6fbbb0\">ERPB<\/a>, <a href=\"https:\/\/www.ebf.eu\/\">FBE<\/a>, <a href=\"https:\/\/www.europeanpaymentscouncil.eu\/\">EPC<\/a>) e <\/span><b><span data-contrast=\"auto\">international<\/span><\/b><span data-contrast=\"auto\"> (SWIFT Italy Group, National Stakeholder Group of the Bank of Italy).<\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-812c765 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"812c765\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span data-contrast=\"auto\">ABI follows developments in the <\/span><b><span data-contrast=\"auto\">regulatory framework<\/span><\/b><span data-contrast=\"auto\"> of reference by participating in institutional consultations and discussion tables, carries out <\/span><b><span data-contrast=\"auto\">analysis and research<\/span><\/b><span data-contrast=\"auto\"> on the dissemination of payment services\/instruments.<\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e618883 section e-flex e-con-boxed e-con e-parent\" data-id=\"e618883\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-1\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8d868a elementor-widget elementor-widget-heading\" data-id=\"c8d868a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cash<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d73e27f elementor-widget elementor-widget-pxl_text_editor\" data-id=\"d73e27f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>Cash payment transactions can be carried out using banknotes and coins, i.e. central bank money.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-662084f elementor-widget elementor-widget-pxl_text_editor\" data-id=\"662084f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>The legal currency in Italy is the euro, which came into circulation on 1 January 2002 to replace the lira.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc109af elementor-widget elementor-widget-pxl_text_editor\" data-id=\"cc109af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>La <a href=\"https:\/\/www.bancaditalia.it\/compiti\/emissione-euro\/index.html\">Bank of Italy<\/a> issues the <strong>banknotes<\/strong> in euro on the basis of the principles and rules laid down in the Eurosystem, the system of central banks in the euro area responsible for implementing the single monetary policy, which includes the <a href=\"https:\/\/www.ecb.europa.eu\/euro\/html\/index.en.html\">European Central Bank<\/a> and the national central banks of the EU countries. The issuance of the <strong>coins<\/strong> in euro is the responsibility of each country: in Italy they are minted by the <a href=\"https:\/\/www.ipzs.it\/ext\/monete_francobolli_carte.html\">Polygraphic Institute and State Mint<\/a> on behalf of the Ministry of Economy and Finance.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-447af5d elementor-widget elementor-widget-pxl_text_editor\" data-id=\"447af5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW115756531 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW115756531 BCX0\">ABI <\/span><span class=\"NormalTextRun SCXW115756531 BCX0\">participates in<\/span><span class=\"NormalTextRun SCXW115756531 BCX0\">i<\/span><span class=\"NormalTextRun SCXW115756531 BCX0\"> working tables dedicated to the topic of business continuity of cash handling (COBAN), security and efficiency in cash circulation, counterfeiting, cash acceptance and access, and the economic and environmental sustainability of this means of payment.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdec2a8 elementor-widget elementor-widget-shortcode\" data-id=\"cdec2a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_1\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/protocollo-di-intesa-per-la-continuita-operativa-della-distribuzione-di-banconote-in-euro-coban\/?wpdmdl=28156&refresh=69fb7c86220491778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/protocollo-di-intesa-per-la-continuita-operativa-della-distribuzione-di-banconote-in-euro-coban\/?wpdmdl=28156&refresh=69fb7c86220491778089094\">Memorandum of Understanding for the business continuity of COBAN euro banknote distribution<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 15 January 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/protocollo-di-intesa-per-la-continuita-operativa-della-distribuzione-di-banconote-in-euro-coban\/?wpdmdl=28156&refresh=69fb7c86220491778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/protocollo-di-intesa-per-la-continuita-operativa-della-distribuzione-di-banconote-in-euro-coban\/\">Protocollo di intesa per la continuit\u00e0 operativa della distribuzione di banconote in euro COBAN<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 661.46 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10036 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/protocollo-di-intesa-per-la-continuita-operativa-della-distribuzione-di-banconote-in-euro-coban\/?wpdmdl=28156&refresh=69fb7c86220491778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee9d553 section e-flex e-con-boxed e-con e-parent\" data-id=\"ee9d553\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-2\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ee5927 elementor-widget elementor-widget-heading\" data-id=\"6ee5927\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Payment services\/instruments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8115040 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"8115040\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW12868947 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW12868947 BCX0\">The use of services<\/span><span class=\"NormalTextRun SCXW12868947 BCX0\"> e<\/span> <span class=\"NormalTextRun SCXW12868947 BCX0\">payment instruments <\/span><span class=\"NormalTextRun SCXW12868947 BCX0\">alternatives to cash <\/span><span class=\"NormalTextRun SCXW12868947 BCX0\">is increasingly widespread at <\/span><span class=\"NormalTextRun SCXW12868947 BCX0\">national, European and international.<\/span><\/span><span class=\"EOP SCXW12868947 BCX0\" data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0b1ce9 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"a0b1ce9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW134770576 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW134770576 BCX0\">There are several <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">services and payment instruments that authorised entities, i.e. the <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">P<\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">restorers of <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">S<\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">ervizi di <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">P<\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">agitation such as banks, the <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">I<\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">stitutes of <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">P<\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">agitation, the <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">I<\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">stitutes of <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">M<\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">oneta <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">E<\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">and the <\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">P<\/span><span class=\"NormalTextRun SCXW134770576 BCX0\">landlords, they make available to their customers: citizens, businesses and public administration. these include:<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1344566 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1344566\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Transfers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Direct debits<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Payment cards (debit, credit, pre-paid,...)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Advised collection services (Bank Receipts-Ri.Ba., Payments by advice-MAV, Bank Bills, Postal Bills)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cheques and Bills of Exchange<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6238e9a elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6238e9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span data-contrast=\"auto\">ABI defines the interbank agreements to support the provision of national payment instruments and services, managed through electronic data transmission system procedures - <a href=\"https:\/\/www.cipa.it\/attivita\/sitrad\/index.html\">SITRAD<\/a>. Furthermore, it participates in the definition and evolution of European payment and related schemes defined by the European Payments Council - <a href=\"https:\/\/www.europeanpaymentscouncil.eu\/\">EPC<\/a>) and takes part in the various other fora and forums dealing with payments at national, European and international level.<\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b4ee6d elementor-widget elementor-widget-pxl_text_editor\" data-id=\"1b4ee6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW246810301 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW246810301 BCX0\">ABI carries out studies and research, <\/span><span class=\"NormalTextRun SCXW246810301 BCX0\">p<\/span><span class=\"NormalTextRun SCXW246810301 BCX0\">romuov<\/span><span class=\"NormalTextRun SCXW246810301 BCX0\">e <\/span><span class=\"NormalTextRun SCXW246810301 BCX0\">knowledge and dissemination of services<\/span> <span class=\"NormalTextRun SCXW246810301 BCX0\">e<\/span> <span class=\"NormalTextRun SCXW246810301 BCX0\">payment instruments and financial inclusion<\/span> <span class=\"NormalTextRun SCXW246810301 BCX0\">in compliance with the regulatory framework <\/span><span class=\"NormalTextRun SCXW246810301 BCX0\">of reference<\/span><span class=\"NormalTextRun SCXW246810301 BCX0\">, <\/span><span class=\"NormalTextRun SCXW246810301 BCX0\">supports institutions and stakeholders on issues of interest in this area.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ebe948 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"3ebe948\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW185532875 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW185532875 BCX0\">The Association<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\"> does not deal with<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">instead,<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\"> d<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">he relations of its members <\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">with customers nor of the<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">i commercial aspects <\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">related to ser<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">vices, but<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">,<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\"> at<\/span> <span class=\"NormalTextRun SCXW185532875 BCX0\">compliance with the Commitments undertaken <\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">with <\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">the Competition and Market Authority <\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">(AGCM)<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">, <\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">takes place<\/span> <span class=\"NormalTextRun SCXW185532875 BCX0\">checks for possible<\/span> <span class=\"NormalTextRun SCXW185532875 BCX0\">re<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">determination of the <\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">level of maximum multilateral interchange fees applicable to services <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW185532875 BCX0\">Ri.Ba.<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\"> and MAV<\/span><span class=\"NormalTextRun SCXW185532875 BCX0\">.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ced85fd elementor-widget elementor-widget-shortcode\" data-id=\"ced85fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_2\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/standard-applicativi-del-servizio-messaggi-di-tesoreria-riferiti-al-sistema-di-compensazione-bicom\/?wpdmdl=53048&refresh=69fb7c863fadf1778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/standard-applicativi-del-servizio-messaggi-di-tesoreria-riferiti-al-sistema-di-compensazione-bicom\/?wpdmdl=53048&refresh=69fb7c863fadf1778089094\">Standard Applicativi del Servizio messaggi di tesoreria riferiti al sistema di compensazione BICOM<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > <p>Messaggi di tesoreria ABI-MTES-001 V.7.0<\/p>\n\n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 24 March 2025\n              <\/span>\n            <\/div>\n \n            <!--Messaggi di tesoreria ABI-MTES-001 V.7.0\n...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/standard-applicativi-del-servizio-messaggi-di-tesoreria-riferiti-al-sistema-di-compensazione-bicom\/?wpdmdl=53048&refresh=69fb7c863fadf1778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/standard-applicativi-del-servizio-messaggi-di-tesoreria-riferiti-al-sistema-di-compensazione-bicom\/\">Standard Applicativi del Servizio messaggi di tesoreria riferiti al sistema di compensazione BICOM<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 1,015.67 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 4067 downloads\n                <\/span>\n            <\/h3>\n            Messaggi di tesoreria ABI-MTES-001 V.7.0\n...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/standard-applicativi-del-servizio-messaggi-di-tesoreria-riferiti-al-sistema-di-compensazione-bicom\/?wpdmdl=53048&refresh=69fb7c863fadf1778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-ri-ba-e-mav\/?wpdmdl=25934&refresh=69fb7c865254f1778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-ri-ba-e-mav\/?wpdmdl=25934&refresh=69fb7c865254f1778089094\">Commissioni interbancarie procedure Ri.Ba., SEDA, Incasso Assegni e MAV<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 23 December 2024\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-ri-ba-e-mav\/?wpdmdl=25934&refresh=69fb7c865254f1778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-ri-ba-e-mav\/\">Commissioni interbancarie procedure Ri.Ba., SEDA, Incasso Assegni e MAV<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 97.94 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10697 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-ri-ba-e-mav\/?wpdmdl=25934&refresh=69fb7c865254f1778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/messaggi-di-tesoreria-abi-mtes-001-v5-0\/?wpdmdl=34267&refresh=69fb7c8664ede1778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/messaggi-di-tesoreria-abi-mtes-001-v5-0\/?wpdmdl=34267&refresh=69fb7c8664ede1778089094\">Treasury Message Service Application Standards referring to the BICOMP clearing system<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > <p>Treasury Messages ABI-MTES-001 V5.0<\/p>\n\n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 29 January 2018\n              <\/span>\n            <\/div>\n \n            <!--Messaggi di tesoreria ABI-MTES-001 V5.0\n...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/messaggi-di-tesoreria-abi-mtes-001-v5-0\/?wpdmdl=34267&refresh=69fb7c8664ede1778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/messaggi-di-tesoreria-abi-mtes-001-v5-0\/\">Standard Applicativi del Servizio messaggi di tesoreria riferiti al sistema di compensazione BICOMP<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 674 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10258 downloads\n                <\/span>\n            <\/h3>\n            Messaggi di tesoreria ABI-MTES-001 V5.0\n...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/messaggi-di-tesoreria-abi-mtes-001-v5-0\/?wpdmdl=34267&refresh=69fb7c8664ede1778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8c3f2b elementor-widget elementor-widget-spacer\" data-id=\"f8c3f2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b8a76d elementor-widget elementor-widget-heading\" data-id=\"9b8a76d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Documenti tecnici<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62e90a5 elementor-widget elementor-widget-shortcode\" data-id=\"62e90a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_3\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/specifiche-tecniche-della-procedura-cit\/?wpdmdl=47558&refresh=69fb7c867b14d1778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/specifiche-tecniche-della-procedura-cit\/?wpdmdl=47558&refresh=69fb7c867b14d1778089094\">Specifiche tecniche della procedura CIT<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 23 June 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/specifiche-tecniche-della-procedura-cit\/?wpdmdl=47558&refresh=69fb7c867b14d1778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/zip.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/specifiche-tecniche-della-procedura-cit\/\">Specifiche tecniche della procedura CIT<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 3.83 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10009 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/specifiche-tecniche-della-procedura-cit\/?wpdmdl=47558&refresh=69fb7c867b14d1778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26d5043 elementor-widget elementor-widget-spacer\" data-id=\"26d5043\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3dccd72 elementor-widget elementor-widget-heading\" data-id=\"3dccd72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Payment services\/instruments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4829943 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4829943\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bancaditalia.it\/compiti\/sispaga-mercati\/strumenti-pagamento\/index.html\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Bank of Italy - Payment Instruments<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/economiapertutti.bancaditalia.it\/pagare\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Paying | The economy for all<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a14ee7 section e-flex e-con-boxed e-con e-parent\" data-id=\"1a14ee7\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-3\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3922bcc elementor-widget elementor-widget-heading\" data-id=\"3922bcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">European Payment Services Directive (PSD)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b3446b elementor-widget elementor-widget-pxl_text_editor\" data-id=\"7b3446b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW260690502 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW260690502 BCX0\">The First European Payment Services Directive<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">, <\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">the so-called <\/span><a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/IT\/TXT\/PDF\/?uri=CELEX:32007L0064\"><span class=\"NormalTextRun SCXW260690502 BCX0\">PSD <\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">(<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">Payment Services Directive, Directive<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">, <\/span><\/a><span class=\"NormalTextRun SCXW260690502 BCX0\">2007\/64\/EC), <\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">\u00e8<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\"> was <\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">transposed in Italy with the <\/span><span class=\"NormalTextRun SCXW260690502 BCX0\"><a href=\"https:\/\/www.gazzettaufficiale.it\/atto\/serie_generale\/caricaDettaglioAtto\/originario?atto.dataPubblicazioneGazzetta=2010-02-13&amp;atto.codiceRedazionale=010G0027\">legislative decree no. 11 of 27 January 2010<\/a>which entered into force on 1 March 2010 the <\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">PSD<\/span> <span class=\"NormalTextRun SCXW260690502 BCX0\">ha <\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">harmonised regulation of the payments market in the EU<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">,<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\"> the rights and<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\"> the<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">\u00a0obligations of providers and users <\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">of<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\"> payment services<\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">, <\/span><span class=\"NormalTextRun SCXW260690502 BCX0\">by placing<\/span> <span class=\"NormalTextRun SCXW260690502 BCX0\">the legal basis for the realisation of the Single Euro Payments Area (SEPA).<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3cae72 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"d3cae72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW19766933 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW19766933 BCX0\">The PSD was followed by the second Payment Services Directive, the <\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">so-called <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/IT\/TXT\/PDF\/?uri=CELEX:32015L2366\">PSD2<\/a>transposed into national law by the <a href=\"https:\/\/def.finanze.it\/DocTribFrontend\/getAttoNormativoDetail.do?ACTION=getSommario&amp;id=%7bE5CBEF4B-90FB-46DD-AA51-106F0FB6D405%7d\">Legislative Decree No. 218 of 15 December 2017<\/a><\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">\u00a0entered into force on 13 January 2018<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">.<\/span> <span class=\"NormalTextRun SCXW19766933 BCX0\">The main new features introduced by PSD2 <\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">concern<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">,<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\"> on the one hand<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">, <\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">the new security procedures for accessing the online account and for<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">\u00a0<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">electronic payments and, on the other<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">o<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">new payment services offered in the area of e-commerce and online shopping by banks and<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\">i<\/span><span class=\"NormalTextRun SCXW19766933 BCX0\"> new market players.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9a9a6e elementor-widget elementor-widget-pxl_text_editor\" data-id=\"d9a9a6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW243957574 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW243957574 BCX0\">The standards that <\/span><span class=\"NormalTextRun SCXW243957574 BCX0\">specify<\/span><span class=\"NormalTextRun SCXW243957574 BCX0\"> The new security measures and secure communication between the parties involved in the provision of payment services regulated by PSD2 are contained in the <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/IT\/TXT\/PDF\/?uri=CELEX:32018R0389&amp;from=FR\">Delegated Regulation (EU) 2018\/389<\/a>.<\/span><\/span><span class=\"EOP SCXW243957574 BCX0\" data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6016aed elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6016aed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW58236867 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW58236867 BCX0\">More information <\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">on the new security procedures introduced by PSD2 <\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">are found in the<\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">fographs produced by the ABI <\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">for consumers and merchants<\/span><span class=\"NormalTextRun SCXW58236867 BCX0\"> (<\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">links below<\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">)<\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">as well as <\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">at<\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">the appropriate section<\/span><span class=\"NormalTextRun SCXW58236867 BCX0\"> of the <\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">Bank of Italy <\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">dedicated to online card payments<\/span><span class=\"NormalTextRun SCXW58236867 BCX0\">.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8507447 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"8507447\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW262394170 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW262394170 BCX0\">In June 2023, the European Commission published a proposal to revise PSD2. The European legislative process is still ongoing. In addition to following the legislative process, ABI is actively involved in the work at both national and European level, in coordination with the European Banking Federation (FBE<\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW262394170 BCX0\">)<\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW262394170 BCX0\">.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f1e8b1 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6f1e8b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>On the subject of payment cards, it also notes the <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/IT\/TXT\/PDF\/?uri=CELEX:32015D0715\" target=\"_blank\" rel=\"noopener\">Regulation 751\/2015 (BFR)<\/a> on interchange fees on card-based payment transactions.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4b8761 elementor-widget elementor-widget-shortcode\" data-id=\"e4b8761\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_4\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/brochure-per-i-consumatori\/?wpdmdl=28157&refresh=69fb7c869420f1778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/brochure-per-i-consumatori\/?wpdmdl=28157&refresh=69fb7c869420f1778089094\">EC Brochure - Your rights when making a payment in Europe<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 15 January 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/brochure-per-i-consumatori\/?wpdmdl=28157&refresh=69fb7c869420f1778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/brochure-per-i-consumatori\/\">Brochure della CE - I tuoi diritti quando effettui un pagamento in Europa<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 331.25 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10041 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/brochure-per-i-consumatori\/?wpdmdl=28157&refresh=69fb7c869420f1778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/e-commerce-e-shopping-online\/?wpdmdl=28161&refresh=69fb7c86a76eb1778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/e-commerce-e-shopping-online\/?wpdmdl=28161&refresh=69fb7c86a76eb1778089094\">E-commerce and online shopping<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 29 January 2021\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/e-commerce-e-shopping-online\/?wpdmdl=28161&refresh=69fb7c86a76eb1778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/e-commerce-e-shopping-online\/\">E-commerce e shopping online<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 3.37 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9882 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/e-commerce-e-shopping-online\/?wpdmdl=28161&refresh=69fb7c86a76eb1778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-i-pagamenti-online-con-la-psd2\/?wpdmdl=28159&refresh=69fb7c86bb0b01778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-i-pagamenti-online-con-la-psd2\/?wpdmdl=28159&refresh=69fb7c86bb0b01778089094\">How online payments change with PSD2<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > <p>Guide<\/p>\n\n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 29 January 2021\n              <\/span>\n            <\/div>\n \n            <!--Guida\n...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-i-pagamenti-online-con-la-psd2\/?wpdmdl=28159&refresh=69fb7c86bb0b01778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-i-pagamenti-online-con-la-psd2\/\">Come cambiano i pagamenti online con la PSD2<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 3.73 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 12754 downloads\n                <\/span>\n            <\/h3>\n            Guida\n...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-i-pagamenti-online-con-la-psd2\/?wpdmdl=28159&refresh=69fb7c86bb0b01778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3441032 section e-flex e-con-boxed e-con e-parent\" data-id=\"3441032\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-4\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad4b01b elementor-widget elementor-widget-heading\" data-id=\"ad4b01b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Single Euro Payments Area (SEPA)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc7afea elementor-widget elementor-widget-n-accordion\" data-id=\"cc7afea\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2140\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2140\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> SEPA and the EPC Schemes <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2140\" class=\"elementor-element elementor-element-ecbd251 e-con-full e-flex e-con e-child\" data-id=\"ecbd251\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b99d4f3 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"b99d4f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW38253071 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW38253071 BCX0\">SEPA, or the Single Euro Payments Area in <\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW38253071 BCX0\">Euro<\/span><span class=\"NormalTextRun SCXW38253071 BCX0\">) is the area in which citizens, businesses, public administrations and other economic operators can make and receive payments in euro, both within and across national borders, under uniform basic conditions, rights and obligations, regardless of their location within the <a href=\"https:\/\/www.europeanpaymentscouncil.eu\/document-library\/other\/epc-list-sepa-scheme-countries\">SEPA<\/a>.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ccfa2f elementor-widget elementor-widget-pxl_text_editor\" data-id=\"2ccfa2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>SEPA comprises the member countries of the European Union, the three countries of the European Economic Area (EEA) and other non-EEA countries that have autonomously chosen to join SEPA.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35612d4 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"35612d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<span class=\"TextRun SCXW98402979 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW98402979 BCX0\">The European Payments Council <a>(<\/a><\/span><a href=\"https:\/\/www.europeanpaymentscouncil.eu\/\" target=\"_blank\" rel=\"noopener\"><span class=\"NormalTextRun CommentStart SpellingErrorV2Themed CommentHighlightPipeRestRefresh CommentHighlightRest SCXW98402979 BCX0\">European<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW98402979 BCX0\"> Payment <\/span><span class=\"NormalTextRun SpellingErrorV2Themed CommentHighlightRest SCXW98402979 BCX0\">Council<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW98402979 BCX0\"> - EPC<\/span><\/a><span class=\"NormalTextRun CommentHighlightPipeRestRefresh SCXW98402979 BCX0\">) played a key role in the realisation of SEPA<\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">,<\/span><span class=\"NormalTextRun SCXW98402979 BCX0\"> Having defined the transfer schemes <\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">(SEPA Credit transfer) <\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">and direct debit<\/span><span class=\"NormalTextRun SCXW98402979 BCX0\"> (SEPA Direct <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW98402979 BCX0\">Debit<\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">)<\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">which are essential to implement the provisions of Regulation 260\/2012 (so-called <\/span><a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/IT\/TXT\/PDF\/?uri=CELEX:32012R0260\"><span class=\"NormalTextRun CommentStart CommentHighlightPipeRestRefresh CommentHighlightRest SCXW98402979 BCX0\">SEPA <\/span><span class=\"NormalTextRun SpellingErrorV2Themed CommentHighlightRest SCXW98402979 BCX0\">Regulation<\/span><\/a><span class=\"NormalTextRun CommentHighlightPipeRestRefresh SCXW98402979 BCX0\">).<\/span> <span class=\"NormalTextRun SCXW98402979 BCX0\">The ABI is a founding member of the<a href=\"https:\/\/www.europeanpaymentscouncil.eu\/what-we-do\/be-involved\/toolkit-new-scheme-participants\">EPC<\/a><\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">, <\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">actively participates in <\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">his <\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">work, also expressing the Vice-President<\/span><span class=\"NormalTextRun SCXW98402979 BCX0\"> e <\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">supports Payment Service Providers' adherence to the<\/span><span class=\"NormalTextRun CommentStart CommentHighlightPipeRestRefresh CommentHighlightRest SCXW98402979 BCX0\">EPC<\/span><span class=\"NormalTextRun CommentHighlightPipeRestRefresh SCXW98402979 BCX0\"> in the role of NASO and Agent<\/span><span class=\"NormalTextRun SCXW98402979 BCX0\">.<\/span><\/span><span class=\"EOP SCXW98402979 BCX0\" data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ef154e elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6ef154e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW89496115 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW89496115 BCX0\">N<\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">n 2017, the EPC also started <\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">I <\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">schem<\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">a<\/span><span class=\"NormalTextRun SCXW89496115 BCX0\"> of instant transfer<\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">n<\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">eo<\/span> <span class=\"NormalTextRun SCXW89496115 BCX0\">(<\/span><a href=\"https:\/\/www.europeanpaymentscouncil.eu\/what-we-do\/sepa-instant-credit-transfer\"><span class=\"NormalTextRun CommentStart CommentHighlightPipeRestRefresh CommentHighlightRest SCXW89496115 BCX0\">S<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\">EPA <\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\">Instant <\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\">C<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\">redit Transfer<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\">)<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\">, realised the scheme<\/span><\/a> <a href=\"https:\/\/www.europeanpaymentscouncil.eu\/what-we-do\/epc-payment-schemes\/one-leg-out-instant-credit-transfer\"><span class=\"NormalTextRun CommentStart CommentHighlightPipeRestRefresh CommentHighlightRest SCXW89496115 BCX0\">One-<\/span><span class=\"NormalTextRun SpellingErrorV2Themed CommentHighlightRest SCXW89496115 BCX0\">Leg<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\"> Out Instant Credit Transfer<\/span><\/a><span class=\"NormalTextRun CommentHighlightPipeRestRefresh SCXW89496115 BCX0\">, <\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">and the <\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">other related schemes (<\/span><a href=\"https:\/\/www.europeanpaymentscouncil.eu\/what-we-do\/other-schemes\/sepa-request-pay\"><span class=\"NormalTextRun CommentStart CommentHighlightPipeRestRefresh CommentHighlightRest SCXW89496115 BCX0\">SEPA <\/span><span class=\"NormalTextRun SpellingErrorV2Themed CommentHighlightRest SCXW89496115 BCX0\">request<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\"> to <\/span><span class=\"NormalTextRun SpellingErrorV2Themed CommentHighlightRest SCXW89496115 BCX0\">Pay<\/span><\/a><span class=\"NormalTextRun CommentHighlightPipeRestRefresh SCXW89496115 BCX0\">, <\/span><a href=\"https:\/\/www.europeanpaymentscouncil.eu\/what-we-do\/other-schemes\/sepa-payment-account-access\"><span class=\"NormalTextRun CommentStart CommentHighlightPipeRestRefresh CommentHighlightRest SCXW89496115 BCX0\">SEPA Payment <\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\">Account <\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\">Access <\/span><span class=\"NormalTextRun SpellingErrorV2Themed CommentHighlightRest SCXW89496115 BCX0\">Scheme<\/span><\/a><span class=\"NormalTextRun CommentHighlightPipeRestRefresh SCXW89496115 BCX0\">, <\/span><a href=\"https:\/\/www.europeanpaymentscouncil.eu\/what-we-do\/other-schemes\/verification-payee\"><span class=\"NormalTextRun CommentStart SpellingErrorV2Themed CommentHighlightPipeRestRefresh CommentHighlightRest SCXW89496115 BCX0\">Verification<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW89496115 BCX0\"> of <\/span><span class=\"NormalTextRun SpellingErrorV2Themed CommentHighlightRest SCXW89496115 BCX0\">Payee<\/span><\/a><span class=\"NormalTextRun CommentHighlightPipeRestRefresh SCXW89496115 BCX0\">)<\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">with the aim of continuing to contribute <\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">to the e<\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">volution and <\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">at<\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">the <\/span><span class=\"NormalTextRun SCXW89496115 BCX0\">standardisation<\/span><span class=\"NormalTextRun SCXW89496115 BCX0\"> of payments.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-503f7c1 elementor-widget elementor-widget-shortcode\" data-id=\"503f7c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_5\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/calendario-adesione-agli-schemi-epc_2026\/?wpdmdl=50831&refresh=69fb7c86d565a1778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/calendario-adesione-agli-schemi-epc_2026\/?wpdmdl=50831&refresh=69fb7c86d565a1778089094\">Calendario adesione agli schemi EPC_2026<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 7 October 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/calendario-adesione-agli-schemi-epc_2026\/?wpdmdl=50831&refresh=69fb7c86d565a1778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/calendario-adesione-agli-schemi-epc_2026\/\">Calendario adesione agli schemi EPC_2026<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 66.02 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 6426 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/calendario-adesione-agli-schemi-epc_2026\/?wpdmdl=50831&refresh=69fb7c86d565a1778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/infografica-bonifici-istantanei-2\/?wpdmdl=49686&refresh=69fb7c86e71cc1778089094\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/infografica-bonifici-istantanei-2\/?wpdmdl=49686&refresh=69fb7c86e71cc1778089094\">Infografica bonifici istantanei<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 29 July 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/infografica-bonifici-istantanei-2\/?wpdmdl=49686&refresh=69fb7c86e71cc1778089094\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/infografica-bonifici-istantanei-2\/\">Infografica bonifici istantanei<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 7.74 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 8916 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/infografica-bonifici-istantanei-2\/?wpdmdl=49686&refresh=69fb7c86e71cc1778089094\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-incassi-e-pagamenti-con-la-sepa-info-per-imprese\/?wpdmdl=28317&refresh=69fb7c87087a21778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-incassi-e-pagamenti-con-la-sepa-info-per-imprese\/?wpdmdl=28317&refresh=69fb7c87087a21778089095\">How collections and payments change with SEPA - info for companies<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 16 January 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-incassi-e-pagamenti-con-la-sepa-info-per-imprese\/?wpdmdl=28317&refresh=69fb7c87087a21778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-incassi-e-pagamenti-con-la-sepa-info-per-imprese\/\">Come cambiano incassi e pagamenti con la SEPA - info per imprese<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 2.21 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10085 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/come-cambiano-incassi-e-pagamenti-con-la-sepa-info-per-imprese\/?wpdmdl=28317&refresh=69fb7c87087a21778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/brexit-le-maggiori-novita\/?wpdmdl=28315&refresh=69fb7c871b4151778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/brexit-le-maggiori-novita\/?wpdmdl=28315&refresh=69fb7c871b4151778089095\">Brexit - the biggest news<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 16 January 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/brexit-le-maggiori-novita\/?wpdmdl=28315&refresh=69fb7c871b4151778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/brexit-le-maggiori-novita\/\">Brexit - le maggiori novit\u00e0<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 2.89 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10027 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/brexit-le-maggiori-novita\/?wpdmdl=28315&refresh=69fb7c871b4151778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2141\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2141\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Additional optional services of SEPA payment schemes (AOS) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2141\" class=\"elementor-element elementor-element-92fa855 e-con-full e-flex e-con e-child\" data-id=\"92fa855\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e715d04 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"e715d04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW102490515 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW102490515 BCX0\">The Association also manages the <\/span><span class=\"NormalTextRun SCXW102490515 BCX0\">the following <\/span><span class=\"NormalTextRun SCXW102490515 BCX0\">additional optional services (<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW102490515 BCX0\">Additional<\/span><span class=\"NormalTextRun SCXW102490515 BCX0\"> Optional Services - AOS) of the SEPA payment schemes, defined according to the rules of the EPC:<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60d9d82 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"60d9d82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">SEPA compliant Electronic Database Alignment (AOS SEDA)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">SEPA Credit Transfer (AOS SCT) routing<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebd4e8d elementor-widget elementor-widget-shortcode\" data-id=\"ebd4e8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_6\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2026\/?wpdmdl=50829&refresh=69fb7c8733f701778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2026\/?wpdmdl=50829&refresh=69fb7c8733f701778089095\">Calendario SEDA 2026<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 27 February 2026\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2026\/?wpdmdl=50829&refresh=69fb7c8733f701778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2026\/\">Calendario SEDA 2026<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 46.53 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 6122 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2026\/?wpdmdl=50829&refresh=69fb7c8733f701778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/aos-seda-description\/?wpdmdl=28164&refresh=69fb7c8752eba1778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/aos-seda-description\/?wpdmdl=28164&refresh=69fb7c8752eba1778089095\">AOS SEDA description<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 15 January 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/aos-seda-description\/?wpdmdl=28164&refresh=69fb7c8752eba1778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/aos-seda-description\/\">AOS SEDA description<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 121.58 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10540 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/aos-seda-description\/?wpdmdl=28164&refresh=69fb7c8752eba1778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-seda\/?wpdmdl=28165&refresh=69fb7c8769b7a1778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-seda\/?wpdmdl=28165&refresh=69fb7c8769b7a1778089095\">SEDA interchange fees<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 1 July 2024\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-seda\/?wpdmdl=28165&refresh=69fb7c8769b7a1778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-seda\/\">Commissioni interbancarie SEDA<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 318.45 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9843 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/commissioni-interbancarie-seda\/?wpdmdl=28165&refresh=69fb7c8769b7a1778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/aos-routing-sct-description\/?wpdmdl=28167&refresh=69fb7c877c0691778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/aos-routing-sct-description\/?wpdmdl=28167&refresh=69fb7c877c0691778089095\">AOS Routing SCT description<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 1 July 2023\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/aos-routing-sct-description\/?wpdmdl=28167&refresh=69fb7c877c0691778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/aos-routing-sct-description\/\">AOS Routing SCT description<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 92.92 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9815 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/aos-routing-sct-description\/?wpdmdl=28167&refresh=69fb7c877c0691778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/descrizione-aos-routing-sct\/?wpdmdl=28166&refresh=69fb7c878e3901778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/descrizione-aos-routing-sct\/?wpdmdl=28166&refresh=69fb7c878e3901778089095\">Description AOS Routing SCT<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 1 July 2023\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/descrizione-aos-routing-sct\/?wpdmdl=28166&refresh=69fb7c878e3901778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/descrizione-aos-routing-sct\/\">Descrizione AOS Routing SCT<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 100.48 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9922 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/descrizione-aos-routing-sct\/?wpdmdl=28166&refresh=69fb7c878e3901778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6df6790 elementor-widget elementor-widget-spacer\" data-id=\"6df6790\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4879736 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"4879736\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><strong>Documenti tecnici<\/strong><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8198a09 elementor-widget elementor-widget-shortcode\" data-id=\"8198a09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_7\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-01-06-2026\/?wpdmdl=57511&refresh=69fb7c87a6d0f1778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-01-06-2026\/?wpdmdl=57511&refresh=69fb7c87a6d0f1778089095\">Tabella dei PSP aderenti all'AOS SEDA in validit\u00e0 dal 01\/06\/2026<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > <p>Si segnala che la tabella pubblicata il 30 aprile scorso \u00e8 stata successivamente aggiornata al rigo 51 (cfr. file Excel).<\/p>\n\n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 5 May 2026\n              <\/span>\n            <\/div>\n \n            <!--Si segnala che la tabella pubblicata il 30 aprile scorso \u00e8 stata successivamente...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-01-06-2026\/?wpdmdl=57511&refresh=69fb7c87a6d0f1778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/zip.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-01-06-2026\/\">Tabella dei PSP aderenti all'AOS SEDA in validit\u00e0 dal 01\/06\/2026<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 822.89 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 3885 downloads\n                <\/span>\n            <\/h3>\n            Si segnala che la tabella pubblicata il 30 aprile scorso \u00e8 stata successivamente...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-01-06-2026\/?wpdmdl=57511&refresh=69fb7c87a6d0f1778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/variazioni-in-tabella\/?wpdmdl=49847&refresh=69fb7c87b92921778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/variazioni-in-tabella\/?wpdmdl=49847&refresh=69fb7c87b92921778089095\">Variazioni in tabella<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 5 May 2026\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/variazioni-in-tabella\/?wpdmdl=49847&refresh=69fb7c87b92921778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/zip.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/variazioni-in-tabella\/\">Variazioni in tabella<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 1.19 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 8284 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/variazioni-in-tabella\/?wpdmdl=49847&refresh=69fb7c87b92921778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/cancellazioni-in-tabella\/?wpdmdl=51881&refresh=69fb7c87cb2611778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/cancellazioni-in-tabella\/?wpdmdl=51881&refresh=69fb7c87cb2611778089095\">Cancellazioni in tabella<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 29 April 2026\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/cancellazioni-in-tabella\/?wpdmdl=51881&refresh=69fb7c87cb2611778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/zip.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/cancellazioni-in-tabella\/\">Cancellazioni in tabella<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 487.03 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 5199 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/cancellazioni-in-tabella\/?wpdmdl=51881&refresh=69fb7c87cb2611778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-04-05-2026\/?wpdmdl=53879&refresh=69fb7c87dd3a71778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-04-05-2026\/?wpdmdl=53879&refresh=69fb7c87dd3a71778089095\">Tabella dei PSP aderenti all'AOS SEDA in validit\u00e0 dal 04\/05\/2026<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 3 April 2026\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-04-05-2026\/?wpdmdl=53879&refresh=69fb7c87dd3a71778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/zip.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-04-05-2026\/\">Tabella dei PSP aderenti all'AOS SEDA in validit\u00e0 dal 04\/05\/2026<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 822.89 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 4591 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/tabella-dei-psp-aderenti-allaos-seda-in-validita-dal-04-05-2026\/?wpdmdl=53879&refresh=69fb7c87dd3a71778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/accordo-interbancario-seda-2\/?wpdmdl=48188&refresh=69fb7c87ef3f41778089095\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/accordo-interbancario-seda-2\/?wpdmdl=48188&refresh=69fb7c87ef3f41778089095\">Accordo interbancario SEDA<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 30 June 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/accordo-interbancario-seda-2\/?wpdmdl=48188&refresh=69fb7c87ef3f41778089095\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/zip.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/accordo-interbancario-seda-2\/\">Accordo interbancario SEDA<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 1.05 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10189 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/accordo-interbancario-seda-2\/?wpdmdl=48188&refresh=69fb7c87ef3f41778089095\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/variazioni-e-cancellazioni-in-tabella\/?wpdmdl=45229&refresh=69fb7c880ddfd1778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/variazioni-e-cancellazioni-in-tabella\/?wpdmdl=45229&refresh=69fb7c880ddfd1778089096\">Variazioni e cancellazioni in Tabella<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 30 June 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/variazioni-e-cancellazioni-in-tabella\/?wpdmdl=45229&refresh=69fb7c880ddfd1778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/zip.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/variazioni-e-cancellazioni-in-tabella\/\">Variazioni e cancellazioni in Tabella<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 1.60 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9963 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/variazioni-e-cancellazioni-in-tabella\/?wpdmdl=45229&refresh=69fb7c880ddfd1778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/seda-xsd-schemas-v20241116\/?wpdmdl=45226&refresh=69fb7c8820b6f1778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/seda-xsd-schemas-v20241116\/?wpdmdl=45226&refresh=69fb7c8820b6f1778089096\">SEDA XSD Schemas V20241116<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 5 June 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/seda-xsd-schemas-v20241116\/?wpdmdl=45226&refresh=69fb7c8820b6f1778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/7z.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/seda-xsd-schemas-v20241116\/\">SEDA XSD Schemas V20241116<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 7.45 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9549 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/seda-xsd-schemas-v20241116\/?wpdmdl=45226&refresh=69fb7c8820b6f1778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/processo-di-adesione_variazione_cancellazione-a-seda\/?wpdmdl=45225&refresh=69fb7c88330881778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/processo-di-adesione_variazione_cancellazione-a-seda\/?wpdmdl=45225&refresh=69fb7c88330881778089096\">Processo di adesione_variazione_cancellazione a SEDA<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 5 June 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/processo-di-adesione_variazione_cancellazione-a-seda\/?wpdmdl=45225&refresh=69fb7c88330881778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/zip.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/processo-di-adesione_variazione_cancellazione-a-seda\/\">Processo di adesione_variazione_cancellazione a SEDA<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 285.30 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9981 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/processo-di-adesione_variazione_cancellazione-a-seda\/?wpdmdl=45225&refresh=69fb7c88330881778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/descrizione-dellaos-seda\/?wpdmdl=28163&refresh=69fb7c8847a6c1778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/descrizione-dellaos-seda\/?wpdmdl=28163&refresh=69fb7c8847a6c1778089096\">Description of the AOS SEDA<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 15 January 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/descrizione-dellaos-seda\/?wpdmdl=28163&refresh=69fb7c8847a6c1778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/descrizione-dellaos-seda\/\">Descrizione dell\u2019AOS SEDA<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 114.39 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10004 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/descrizione-dellaos-seda\/?wpdmdl=28163&refresh=69fb7c8847a6c1778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2025\/?wpdmdl=45223&refresh=69fb7c8859acb1778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2025\/?wpdmdl=45223&refresh=69fb7c8859acb1778089096\">Calendario SEDA 2025<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 1 November 2024\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2025\/?wpdmdl=45223&refresh=69fb7c8859acb1778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2025\/\">Calendario SEDA 2025<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 46.77 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9524 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/calendario-seda-2025\/?wpdmdl=45223&refresh=69fb7c8859acb1778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><li><span aria-current=\"page\" class=\"page-numbers current\">1<\/span><\/li><li><a data-container='#content_wpdm_package_7' class=\"page-numbers\" href=\"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/pages\/35427\/?cp=2\">2<\/a><\/li><li><a data-container='#content_wpdm_package_7' class=\"next page-numbers\" href=\"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/pages\/35427\/?cp=2\"> <i style=\"display: inline-block;width: 8px;height: 8px;border-right: 2px solid;border-top: 2px solid;transform: rotate(45deg);margin-left: -2px;margin-top: -2px;\"><\/i> <\/a><\/li><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17aba9a section e-flex e-con-boxed e-con e-parent\" data-id=\"17aba9a\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-5\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-379a979 elementor-widget elementor-widget-heading\" data-id=\"379a979\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Payments for Public Administration<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b9892d elementor-widget elementor-widget-pxl_text_editor\" data-id=\"4b9892d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW165528299 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW165528299 BCX0\">THE ABI <\/span><span class=\"NormalTextRun SCXW165528299 BCX0\">promotes initiatives aimed at achieving efficiency, effectiveness and economy in the management of<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\"> payments involving citizens and public administrations<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\">,<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\"> to the benefit of the country system<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\">.<\/span> <span class=\"NormalTextRun SCXW165528299 BCX0\">To reach<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\"> these<\/span><\/span> <span class=\"TextRun SCXW165528299 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW165528299 BCX0\">objectives<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\">the Association<\/span> <span class=\"NormalTextRun SCXW165528299 BCX0\">collaborate<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\"> so <\/span><span class=\"NormalTextRun SCXW165528299 BCX0\">continued<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\">tivo<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\"> e <\/span><span class=\"NormalTextRun SCXW165528299 BCX0\">structured<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\">o<\/span> <span class=\"NormalTextRun SCXW165528299 BCX0\">with the Institutions<\/span> <span class=\"NormalTextRun SCXW165528299 BCX0\">and the<\/span><span class=\"NormalTextRun SCXW165528299 BCX0\"> Public administration.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cad7d76 elementor-widget elementor-widget-n-accordion\" data-id=\"cad7d76\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2120\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2120\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> The PagoPA Platform <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2120\" class=\"elementor-element elementor-element-fef9e4f e-con-full e-flex e-con e-child\" data-id=\"fef9e4f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b37f65 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"1b37f65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>PagoPA is the national platform for electronic payments to the public administration that enables citizens and businesses to make payments to public bodies and public service providers in an electronic, multi-channel and standardised manner. The management of this platform has been entrusted to <a href=\"https:\/\/www.pagopa.gov.it\/\">PagoPA S.p.A.<\/a> pursuant to Decree-Law No. 135 of 2018.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae76309 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"ae76309\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW220795059 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW220795059 BCX0\">Payments<\/span> <span class=\"NormalTextRun SCXW220795059 BCX0\">can be<\/span><span class=\"NormalTextRun SCXW220795059 BCX0\">:<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46ee85e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"46ee85e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>requested directly by the organisation<\/strong> by sending a payment notice marked with the PagoPA logo, against a pre-existing debt (e.g. fines, taxes, car tax, health tickets, fees); <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>carried out on the citizen's own initiative<\/strong>without having previously received a payment notice (e.g. donations or payments for service requests such as a ZTL permit, renewal of an electronic identity card and passport, request for after-school school services). This type of payment is less common than the previous one because their activation is at the discretion of the creditor public bodies, which implement the functionality on their websites.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27ed939 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"27ed939\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW258354764 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;e9e8adb2-69d1-4ed2-b5f8-ec521772bcfe|75&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Garamond&quot;,469777842,&quot;Times New Roman&quot;,469777843,&quot;Times New Roman&quot;,469777844,&quot;Garamond&quot;,201341986,&quot;1&quot;,469769226,&quot;Garamond,Times New Roman&quot;,268442635,&quot;24&quot;,469775450,&quot;Corpo del Testo&quot;,201340122,&quot;2&quot;,134233614,&quot;true&quot;,469778129,&quot;CorpodelTesto&quot;,335572020,&quot;99&quot;,335559705,&quot;1040&quot;,335551547,&quot;2057&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;0&quot;,335559738,&quot;240&quot;,335551550,&quot;6&quot;,335551620,&quot;6&quot;,469778324,&quot;Normal&quot;]}\">The service is active<\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> 24<\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> Hours<\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> on 24 and 365 days a year <\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">via the <\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">P<\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">restorers d<\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">and Payment Services (PS<\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">P)<\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> adherents of<\/span> <span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">PagoPA<\/span><span class=\"NormalTextRun SCXW258354764 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90ba63e elementor-widget elementor-widget-pxl_text_editor\" data-id=\"90ba63e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW41715248 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;e9e8adb2-69d1-4ed2-b5f8-ec521772bcfe|75&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Garamond&quot;,469777842,&quot;Times New Roman&quot;,469777843,&quot;Times New Roman&quot;,469777844,&quot;Garamond&quot;,201341986,&quot;1&quot;,469769226,&quot;Garamond,Times New Roman&quot;,268442635,&quot;24&quot;,469775450,&quot;Corpo del Testo&quot;,201340122,&quot;2&quot;,134233614,&quot;true&quot;,469778129,&quot;CorpodelTesto&quot;,335572020,&quot;99&quot;,335559705,&quot;1040&quot;,335551547,&quot;2057&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;0&quot;,335559738,&quot;240&quot;,335551550,&quot;6&quot;,335551620,&quot;6&quot;,469778324,&quot;Normal&quot;]}\">L<\/span><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">e<\/span><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> banks<\/span> <span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">cover<\/span><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> a key role<\/span> <span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">in this System<\/span><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">:<\/span> <span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">out of 412 participating PSPs<\/span><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> To PagoPA<\/span><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> about 400 are banks<\/span><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">,<\/span> <span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">which offer citizens and businesses multiple channels to make this type of payment (both physical, such as ATMs and branch counters) and digital, such as home and corporate banking, banking apps, the io app, the creditor's website and the <\/span><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">PagoPA website<\/span><span class=\"NormalTextRun SCXW41715248 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ece04cb elementor-widget elementor-widget-pxl_text_editor\" data-id=\"ece04cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW30260554 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW30260554 BCX0\">Among the novelties in <\/span><span class=\"NormalTextRun SCXW30260554 BCX0\">course of development, the<\/span><a href=\"https:\/\/www.bancaditalia.it\/compiti\/sispaga-mercati\/comitato-pagamenti-italia\/CPI-Tavolo-incassi-e-pagamenti-pubblici-RTP-PagoPA.pdf\"><span class=\"NormalTextRun SCXW30260554 BCX0\"> Sepa <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW30260554 BCX0\">Request<\/span><span class=\"NormalTextRun SCXW30260554 BCX0\"> to <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW30260554 BCX0\">pay<\/span><span class=\"NormalTextRun SCXW30260554 BCX0\"> (SRTP) <\/span><\/a><span class=\"NormalTextRun SCXW30260554 BCX0\">represent<\/span><span class=\"NormalTextRun SCXW30260554 BCX0\">\u00e0<\/span><span class=\"NormalTextRun SCXW30260554 BCX0\"> a solution of '\"<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW30260554 BCX0\">warning<\/span><span class=\"NormalTextRun SCXW30260554 BCX0\"> digital' that will complement the methods already in use (paper notice, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW30260554 BCX0\">appIO<\/span><span class=\"NormalTextRun SCXW30260554 BCX0\">) and will be applicable to payments to the PA by both consumers and <\/span><span class=\"NormalTextRun SCXW30260554 BCX0\">of enterprises<\/span><span class=\"NormalTextRun SCXW30260554 BCX0\">.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2121\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2121\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> The F24\/I24 Service <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2121\" class=\"elementor-element elementor-element-7855aa0 e-con-full e-flex e-con e-child\" data-id=\"7855aa0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38077b5 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"38077b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW53838652 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW53838652 BCX0\">The <\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">F24 Service<\/span> <span class=\"NormalTextRun SCXW53838652 BCX0\">\u00e8 <\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">the service of accepting payment proxies for the<\/span> <span class=\"NormalTextRun SCXW53838652 BCX0\">unit payments <\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">created to allow taxpayers, holders <\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">of VAT number <\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">e <\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW53838652 BCX0\">not<\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">the payment of taxes, contributions and premiums<\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">,<\/span> <span class=\"NormalTextRun SCXW53838652 BCX0\">as the<\/span><span class=\"NormalTextRun SCXW53838652 BCX0\"> i<\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">mposition of income taxes, <\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">the<\/span> <span class=\"NormalTextRun SCXW53838652 BCX0\">sums due for the registration of rental contracts, <\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">VAT<\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">, <\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">i<\/span> <span class=\"NormalTextRun SCXW53838652 BCX0\">INAIL premiums, <\/span><span class=\"NormalTextRun SCXW53838652 BCX0\">the<\/span> <span class=\"NormalTextRun SCXW53838652 BCX0\">school fees, etc.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fac0af7 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"fac0af7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW257034496 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW257034496 BCX0\">When<\/span> <span class=\"NormalTextRun SCXW257034496 BCX0\">the F24 Service<\/span><span class=\"NormalTextRun SCXW257034496 BCX0\"> is<\/span> <span class=\"NormalTextRun SCXW257034496 BCX0\">executed<\/span><span class=\"NormalTextRun SCXW257034496 BCX0\"> through the telematic channels of the Revenue Agency<\/span> <span class=\"NormalTextRun SCXW257034496 BCX0\">takes the name of I24<\/span><span class=\"NormalTextRun SCXW257034496 BCX0\">.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7888b57 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"7888b57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW184672472 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW184672472 BCX0\">The ABI and the Revenue Agency have <\/span><span class=\"NormalTextRun SCXW184672472 BCX0\">jointly <\/span><span class=\"NormalTextRun SCXW184672472 BCX0\">defined an agreement<\/span> <span class=\"NormalTextRun SCXW184672472 BCX0\">(so-called Convention) <\/span><span class=\"NormalTextRun SCXW184672472 BCX0\">in which they were<\/span><span class=\"NormalTextRun SCXW184672472 BCX0\">lite the <\/span><span class=\"NormalTextRun SCXW184672472 BCX0\">modes of operation <\/span><span class=\"NormalTextRun SCXW184672472 BCX0\">of Service F24\/I24<\/span> <span class=\"NormalTextRun SCXW184672472 BCX0\">offered <\/span><span class=\"NormalTextRun SCXW184672472 BCX0\">by PSPs <\/span><span class=\"NormalTextRun SCXW184672472 BCX0\">adherents <\/span><span class=\"NormalTextRun SCXW184672472 BCX0\">to customers.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d33dd7 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"3d33dd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW249943421 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW249943421 BCX0\">For more information on the F24\/I24 Service, please refer to the <\/span><\/span><a class=\"Hyperlink SCXW249943421 BCX0\" href=\"https:\/\/www.agenziaentrate.gov.it\/portale\/web\/guest\/schede\/pagamenti\/f24\/cosa-f24\" target=\"_blank\" rel=\"noreferrer noopener\" data-wplink-edit=\"true\"><span class=\"TextRun Underlined SCXW249943421 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW249943421 BCX0\" data-ccp-charstyle=\"Hyperlink\">dedicated section of the Agency's website<\/span> <span class=\"NormalTextRun SCXW249943421 BCX0\" data-ccp-charstyle=\"Hyperlink\">revenue<\/span><\/span><\/a><span class=\"TextRun SCXW249943421 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW249943421 BCX0\">.<\/span><\/span><span class=\"EOP SCXW249943421 BCX0\" data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2122\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2122\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Treasury and cash service <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2122\" class=\"elementor-element elementor-element-ce7d411 e-con-full e-flex e-con e-child\" data-id=\"ce7d411\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b0cbf3 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6b0cbf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>The service relationship between a bank (the so-called 'treasury bank') and a public authority is called 'treasury service'. The basic rules of this service, performed in favour of municipalities, provinces and other local authorities, are laid down in the Testo Unico degli Enti Locali (TUEL).<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36418b2 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"36418b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>The service is regulated through a 'treasury convention' agreed between the bank and the institution. The standard text of the treasury agreement, proposed and disseminated by AGID, is currently being revised.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9d8f9c elementor-widget elementor-widget-pxl_text_editor\" data-id=\"b9d8f9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW131937002 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;fe76adc0-c718-413e-adae-8e1fc99e5493|167&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Garamond&quot;,469777842,&quot;Times New Roman&quot;,469777843,&quot;Times New Roman&quot;,469777844,&quot;Garamond&quot;,201341986,&quot;1&quot;,469769226,&quot;Garamond,Times New Roman&quot;,268442635,&quot;24&quot;,469775450,&quot;Corpo del Testo&quot;,201340122,&quot;2&quot;,134233614,&quot;true&quot;,469778129,&quot;CorpodelTesto&quot;,335572020,&quot;99&quot;,335559705,&quot;1040&quot;,335551547,&quot;2057&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;0&quot;,335559738,&quot;240&quot;,335551550,&quot;6&quot;,335551620,&quot;6&quot;,469778324,&quot;Normal&quot;]}\">G<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">thanks to the <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">modern technologies<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">,<\/span> <span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">the exchange <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">of payment orders <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">and other<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> information <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">between banks and institutions <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">takes place m<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">ed by a specific p<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">iattaforma<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> called <\/span><\/span><a class=\"Hyperlink SCXW131937002 BCX0\" href=\"https:\/\/www.rgs.mef.gov.it\/VERSIONE-I\/e_government\/amministrazioni_pubbliche\/siope\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW131937002 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-charstyle=\"Hyperlink\">SIOPE+<\/span><\/span><\/a><span class=\"TextRun SCXW131937002 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">.<\/span> <span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">THE A<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">BI <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">collaborate <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">constantly with the <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">R<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">agioneria <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">G<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">eneral of the <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">S<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">tate, the <\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">B<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">hip d'<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">I<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">taly and <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">l'<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">A<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\">GID<\/span><span class=\"NormalTextRun SCXW131937002 BCX0\" data-ccp-parastyle=\"Corpo del Testo\"> for the development of this platform.<\/span><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae9ed8 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"4ae9ed8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"TextRun SCXW125994620 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW125994620 BCX0\">Le<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\"> rules <\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">e <\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">the<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\"> standards of <\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">interview<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\"> (so-called OPI standard)<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">, <\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">as well as<\/span> <span class=\"NormalTextRun SCXW125994620 BCX0\">i <\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">related<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\"> updates<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">,<\/span> <span class=\"NormalTextRun SCXW125994620 BCX0\">are <\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">content<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\"> ne<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">OPI Guidelines<\/span> <span class=\"NormalTextRun SCXW125994620 BCX0\">e <\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">Technical Rules<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\"> OPI<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">both published <\/span><span class=\"NormalTextRun SCXW125994620 BCX0\">on the<\/span><span class=\"NormalTextRun SCXW125994620 BCX0\"> of the<\/span> <\/span><a class=\"Hyperlink SCXW125994620 BCX0\" href=\"https:\/\/www.agid.gov.it\/it\/piattaforme\/siope\/standard-opi-gruppo-lavoro\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW125994620 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW125994620 BCX0\" data-ccp-charstyle=\"Hyperlink\">AGID<\/span><\/span><\/a><span class=\"TextRun SCXW125994620 BCX0\" lang=\"IT-IT\" xml:lang=\"IT-IT\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW125994620 BCX0\">.<\/span><\/span><span class=\"EOP SCXW125994620 BCX0\" data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0}\">\u00a0<\/span><\/p><p>\u00a0<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05eaeb4 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"05eaeb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p><span class=\"EOP SCXW125994620 BCX0\" data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0}\">Per gli enti in Tesoreria unica, le risorse degli enti e organismi pubblici sono centralizzate presso la tesoreria statale su conti aperti presso la Banca d\u2019Italia (cd. contabilit\u00e0 speciali) grazie a procedure telematiche.<br \/><br \/>A partire dal 1\u00b0 gennaio 2025 \u00e8 stata avviata la nuova Tesoreria unica telematica (TUT), nell\u2019ambito del progetto Re.Tes. (Reingegnerizzazione delle procedure di Tesoreria) nato dalla collaborazione tra Banca d\u2019Italia e Ragioneria Generale dello Stato (RGS) con l\u2019obiettivo di innovare le procedure della Tesoreria dello Stato, che semplifica le procedure amministrative e adotta tecnologie avanzate per la gestione degli incassi e dei pagamenti pubblici. Questo progetto, prevede che le contabilit\u00e0 speciali di Tesoreria unica, gli altri conti aperti presso la Tesoreria statale, nonch\u00e9 le unit\u00e0 elementari del bilancio dello Stato siano contrassegnati dal corrispondente codice IBAN superando l\u2019attuale sistema, in base al quale le unit\u00e0 elementari del bilancio e i conti di Tesoreria sono collegati alla sezione di Tesoreria provinciale di riferimento.<br \/><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-afcb2c2 section e-flex e-con-boxed e-con e-parent\" data-id=\"afcb2c2\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-6\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d01bf6 elementor-widget elementor-widget-heading\" data-id=\"3d01bf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Other ABI initiatives on payment accounts and services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae5df47 elementor-widget elementor-widget-n-accordion\" data-id=\"ae5df47\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1820\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1820\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Basic account and transfer of payment services <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1820\" class=\"elementor-element elementor-element-b741424 e-con-full e-flex e-con e-child\" data-id=\"b741424\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61f198f elementor-widget elementor-widget-pxl_text_editor\" data-id=\"61f198f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>The Payment Account Directive - <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/IT\/TXT\/PDF\/?uri=CELEX:32014L0092\">PAD<\/a> (2014\/92\/EU), implemented in Italy in the Consolidated Banking Act and Transparency Provisions, introduced rules aimed at strengthening customer protection. Among the various measures envisaged, the PAD, aims to ensure that consumers can:<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0529e2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c0529e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">widen the possibilities of access to the basic account, also eliminating previous differentiations based on the consumer's residence. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">transfer without charge the services associated with a payment account (transfer of payment services)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-323a472 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"323a472\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>ABI, in addition to following the work on the transposition of the Directive, defined agreements and developed sector initiatives, also in cooperation with consumer associations, to foster the dissemination, transparency and knowledge of services related to payment accounts.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1821\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1821\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Basic account <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1821\" class=\"elementor-element elementor-element-bb589a9 e-con-full e-flex e-con e-child\" data-id=\"bb589a9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3151eb7 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"3151eb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>The basic account is a low-cost, limited-operating payment account designed primarily for those who do not have an account and have essential banking needs. This account is offered free of charge to those who belong to a socially disadvantaged group or are low-income pensioners.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c0bbbc elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6c0bbbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>All consumers legally residing in an EU Member State, including homeless consumers and asylum seekers, can apply for a basic account.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1146f69 elementor-widget elementor-widget-shortcode\" data-id=\"1146f69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_8\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/infografica-conto-di-base\/?wpdmdl=28322&refresh=69fb7c887c6d71778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/infografica-conto-di-base\/?wpdmdl=28322&refresh=69fb7c887c6d71778089096\">Basic Account Infographic<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 1 June 2019\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/infografica-conto-di-base\/?wpdmdl=28322&refresh=69fb7c887c6d71778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/infografica-conto-di-base\/\">Infografica Conto di Base<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 3.66 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9853 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/infografica-conto-di-base\/?wpdmdl=28322&refresh=69fb7c887c6d71778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef78972 elementor-widget elementor-widget-heading\" data-id=\"ef78972\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insights<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f023061 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f023061\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/economiapertutti.bancaditalia.it\/informazioni-di-base\/portabilita\/\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The basic account | Economy for all<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1822\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1822\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Transfer of payment services linked to an account <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1822\" class=\"elementor-element elementor-element-339da85 e-con-full e-flex e-con e-child\" data-id=\"339da85\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71b3316 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"71b3316\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>Thanks to this service, consumers can request the transfer of all or some of the payment services from the account held with one payment service provider to the account held with another provider. The transfer request can be made directly with the new service provider who, within a pre-defined timeframe, will interact with the 'old' provider to acquire all the necessary information.\u00a0<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9acfdbb elementor-widget elementor-widget-pxl_text_editor\" data-id=\"9acfdbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>The transfer service also offers consumers the possibility of transferring the positive balance of the 'old account' to the 'new account' and of applying to extinguish the 'old' relationship through the new lender.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8fb2a0 elementor-widget elementor-widget-shortcode\" data-id=\"e8fb2a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_9\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/modulo-autorizzativo-per-il-servizio-di-trasferimento\/?wpdmdl=28318&refresh=69fb7c88938941778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/modulo-autorizzativo-per-il-servizio-di-trasferimento\/?wpdmdl=28318&refresh=69fb7c88938941778089096\">Transfer Service Authorisation Form<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 1 July 2023\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/modulo-autorizzativo-per-il-servizio-di-trasferimento\/?wpdmdl=28318&refresh=69fb7c88938941778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/docx.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/modulo-autorizzativo-per-il-servizio-di-trasferimento\/\">Modulo autorizzativo per il servizio di Trasferimento<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 99.67 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10012 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/modulo-autorizzativo-per-il-servizio-di-trasferimento\/?wpdmdl=28318&refresh=69fb7c88938941778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d4ddeb elementor-widget elementor-widget-heading\" data-id=\"2d4ddeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Documenti tecnici<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b56d42e elementor-widget elementor-widget-shortcode\" data-id=\"b56d42e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_10\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/servizio-di-trasferimento\/?wpdmdl=47566&refresh=69fb7c88aa02d1778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/servizio-di-trasferimento\/?wpdmdl=47566&refresh=69fb7c88aa02d1778089096\">Servizio di trasferimento<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 23 June 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/servizio-di-trasferimento\/?wpdmdl=47566&refresh=69fb7c88aa02d1778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/zip.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/servizio-di-trasferimento\/\">Servizio di trasferimento<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 31.96 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10158 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/servizio-di-trasferimento\/?wpdmdl=47566&refresh=69fb7c88aa02d1778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa710c4 elementor-widget elementor-widget-heading\" data-id=\"fa710c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insights<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-972c14a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"972c14a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bancaditalia.it\/media\/notizia\/la-portabilit-per-i-conti-dei-consumatori\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Portability for consumer accounts<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1823\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1823\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Initiatives for the third sector <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1823\" class=\"elementor-element elementor-element-ddfec2c e-con-full e-flex e-con e-child\" data-id=\"ddfec2c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb03f16 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"fb03f16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>The Italian Banking Association, at the invitation of a number of major international non-profit organisations, promoted an initiative among its members whereby customers who make donations to non-profit organisations via SEPA direct debit are charged free of charge.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-140ef26 elementor-widget elementor-widget-shortcode\" data-id=\"140ef26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_11\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/associazioni-che-hanno-aderito-alliniziativa\/?wpdmdl=28169&refresh=69fb7c88c14541778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/associazioni-che-hanno-aderito-alliniziativa\/?wpdmdl=28169&refresh=69fb7c88c14541778089096\">Associations that have joined the initiative<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 6 October 2023\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/associazioni-che-hanno-aderito-alliniziativa\/?wpdmdl=28169&refresh=69fb7c88c14541778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/associazioni-che-hanno-aderito-alliniziativa\/\">Associazioni che hanno aderito all\u2019iniziativa<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 71.56 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10231 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/associazioni-che-hanno-aderito-alliniziativa\/?wpdmdl=28169&refresh=69fb7c88c14541778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/prestatori-di-servizi-di-pagamento-aderenti-alliniziativa\/?wpdmdl=28168&refresh=69fb7c88d31cd1778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/prestatori-di-servizi-di-pagamento-aderenti-alliniziativa\/?wpdmdl=28168&refresh=69fb7c88d31cd1778089096\">Participating payment service providers<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 13 March 2023\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/prestatori-di-servizi-di-pagamento-aderenti-alliniziativa\/?wpdmdl=28168&refresh=69fb7c88d31cd1778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/prestatori-di-servizi-di-pagamento-aderenti-alliniziativa\/\">Prestatori di servizi di pagamento aderenti all\u2019iniziativa<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 140.37 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10408 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/prestatori-di-servizi-di-pagamento-aderenti-alliniziativa\/?wpdmdl=28168&refresh=69fb7c88d31cd1778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1824\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1824\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Payment of the Special Rai Fee <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1824\" class=\"elementor-element elementor-element-5b64db6 e-con-full e-flex e-con e-child\" data-id=\"5b64db6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1c3431 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"c1c3431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>ABI, together with RAI, has developed an initiative to publicise an alternative way of paying the Special Rai fee. <strong>The fee, in fact<\/strong>, <strong>can be paid by direct debit from the account. <\/strong><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc475aa elementor-widget elementor-widget-shortcode\" data-id=\"cc475aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_12\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/infografica-abi-rai\/?wpdmdl=28170&refresh=69fb7c88e92ef1778089096\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/infografica-abi-rai\/?wpdmdl=28170&refresh=69fb7c88e92ef1778089096\">ABI-RAI Infographic<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 15 January 2025\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/infografica-abi-rai\/?wpdmdl=28170&refresh=69fb7c88e92ef1778089096\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/infografica-abi-rai\/\">Infografica ABI-RAI<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 5.02 MB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 9838 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/infografica-abi-rai\/?wpdmdl=28170&refresh=69fb7c88e92ef1778089096\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1825\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1825\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Relevant initiatives on cards <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1825\" class=\"elementor-element elementor-element-3211e67 e-con-full e-flex e-con e-child\" data-id=\"3211e67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-807074f elementor-widget elementor-widget-pxl_text_editor\" data-id=\"807074f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>ABI, in agreement with the Association of Payment Service Providers and the most representative merchant associations, signed a Protocol to promote the digitisation, modernisation and competition of payment services.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c71afd elementor-widget elementor-widget-pxl_text_editor\" data-id=\"5c71afd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor\">\n\t<div class=\"pxl-item--inner\" data-wow-delay=\"ms\">\n\t\t<p>With this objective in mind, the Protocol aims to mitigate the costs associated with card payments and to make information on card transaction costs clearer, more comparable and more intelligible.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec021e6 elementor-widget elementor-widget-shortcode\" data-id=\"ec021e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='w3eden'>\n    <div class=''>\n\n        \n        <div id=\"content_wpdm_package_13\">\n            <div class='row'><div class='col-lg-12 col-md-6 col-12'><!-- WPDM Link Template: Call to Action 3 -->\n<div class=\"well c2a3\">\n        <div class=\"media\">\n          <div class=\"mr-3\" align=\"left\">\n            <!-- <a\n              href=\"https:\/\/www.abi.it\/en\/download\/protocollo-abi-e-associazioni-su-riduzione-costi-del-pos\/?wpdmdl=28185&refresh=69fb7c890cb621778089097\"\n              role=\"button\"\n              aria-label=\"download file\"\n              aria-hidden=\"true\"\n            > -->\n              <svg\n                width=\"56\"\n                height=\"67\"\n                viewbox=\"0 0 56 67\"\n                fill=\"none\"\n                xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n              >\n                <circle\n                  cx=\"27.5772\"\n                  cy=\"33.4703\"\n                  r=\"19\"\n                  transform=\"rotate(-45 27.5772 33.4703)\"\n                  fill=\"white\"\n                  stroke=\"#1E5580\"\n                \/>\n                <mask\n                  id=\"mask0_3240_9322\"\n                  style=\"mask-type: alpha\"\n                  maskunits=\"userSpaceOnUse\"\n                  x=\"15\"\n                  y=\"21\"\n                  width=\"25\"\n                  height=\"25\"\n                >\n                  <rect\n                    x=\"15.7393\"\n                    y=\"21.3075\"\n                    width=\"24\"\n                    height=\"24\"\n                    fill=\"#D9D9D9\"\n                  \/>\n                <\/mask>\n                <g mask=\"url(#mask0_3240_9322)\">\n                  <path\n                    d=\"M27.7393 36.8845L24.2008 33.346L24.9085 32.6267L27.2393 34.9575V26.3075H28.2393V34.9575L30.57 32.6267L31.2778 33.346L27.7393 36.8845ZM22.3548 40.3075C21.8944 40.3075 21.5101 40.1533 21.2018 39.845C20.8934 39.5367 20.7393 39.1523 20.7393 38.692V36.269H21.7393V38.692C21.7393 38.846 21.8033 38.9871 21.9315 39.1152C22.0597 39.2434 22.2008 39.3075 22.3548 39.3075H33.1238C33.2778 39.3075 33.4188 39.2434 33.547 39.1152C33.6752 38.9871 33.7393 38.846 33.7393 38.692V36.269H34.7393V38.692C34.7393 39.1523 34.5851 39.5367 34.2768 39.845C33.9684 40.1533 33.5841 40.3075 33.1238 40.3075H22.3548Z\"\n                    fill=\"#1E5580\"\n                  \/>\n                <\/g>\n              <\/svg>\n            <!-- <\/a> -->\n          <\/div>\n          <div class=\"media-body\">\n            <p\n              class=\"media-heading\"\n              style=\"                padding-top: 0px;                border: 0px;                margin: 0 0 5px 0;                font-size: 12pt;              \"\n            >\n              <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/protocollo-abi-e-associazioni-su-riduzione-costi-del-pos\/?wpdmdl=28185&refresh=69fb7c890cb621778089097\">ABI and Associations protocol on reducing POS costs<\/a>\n            <\/p>\n            \n              \n            <div class=\"counters\">\n                <span\n                    style=\"font-size: 14px !important; font-weight: 400;\"\n                    class=\"text-muted ml-4\"\n                > \n                <\/span>\n              <span\n                style=\"font-size: 13px !important; font-weight: 300\"\n                class=\"text-muted ml-4\"\n              > 18 July 2023\n              <\/span>\n            <\/div>\n \n            <!--...-->\n          <\/div>\n          <!--\n    <div class=\"ml-3\" align=\"right\">\n                <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/protocollo-abi-e-associazioni-su-riduzione-costi-del-pos\/?wpdmdl=28185&refresh=69fb7c890cb621778089097\">Download<\/a>\n    <\/div>\n            -->\n        <\/div>\n      <\/div>\n \n      <style>\n        .well.c2a3 {\n          font-family: 'Mulish' !important;\n          background-color: white !important;\n          height: auto !important;\n          margin-bottom: 0px !important;\n        }\n        \n        .well.c2a3 .btn {\n          padding: 11px 30px;\n          font-size: 11pt;\n        }\n        \n        .text-muted.ml-4 p {\n            margin-bottom: 0px !important;\n        }\n \n        .well.c2a3 .media-body {\n          font-size: 11pt;\n          \/*To take the full width on mobile screen*\/\n          min-width: 300px;\n        }\n \n        .well.c2a3 .wpdm_icon {\n          height: 42px;\n          width: auto;\n        }\n        .media {\n          display: flex;\n          align-items: center !important;\n        }\n        .media-heading a {\n          color: #074973 !important;\n        }\n        .counters {\n          display: flex;\n          flex-direction: column !important;\n          justify-content: flex-start !important;\n        }\n        .text-muted.ml-4 {\n          margin-left: 0px !important;\n          margin-bottom: 5px !important;\n        }\n      <\/style>\n\n<!--\n<div class=\"well c2a3\">\n    <div class=\"media\">\n        <div class=\"mr-3\" align=\"left\">\n            <img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" \/>\n        <\/div>\n        <div class=\"media-body\">\n            <h3 class=\"media-heading\" style=\"padding-top: 0px;border:0px;margin: 0 0 5px 0;font-size:12pt;\">\n                <a style=\"font-weight: 700\" href=\"https:\/\/www.abi.it\/en\/download\/protocollo-abi-e-associazioni-su-riduzione-costi-del-pos\/\">Protocollo ABI e Associazioni su riduzione costi del Pos<\/a>\n                <span style=\"font-size:8pt;font-weight:300\" class=\"text-muted ml-4\">\n                    <i class=\"fas fa-hdd mr-1\"><\/i> 806.44 KB\n                    <i class=\"ml-3 far fa-arrow-alt-circle-down mr-1\"><\/i> 10242 downloads\n                <\/span>\n            <\/h3>\n            ...\n        <\/div>\n        <div class=\"ml-3\" align=\"right\">\n            <a class='wpdm-download-link download-on-click btn btn-primary ' rel='nofollow' href='#' data-downloadurl=\"https:\/\/www.abi.it\/en\/download\/protocollo-abi-e-associazioni-su-riduzione-costi-del-pos\/?wpdmdl=28185&refresh=69fb7c890cb621778089097\">Download<\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n-->\n<!--\n<style>\n    .well.c2a3 .btn {\n        padding: 11px 30px;\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .media-body {\n        font-size: 11pt;\n    }\n\n    .well.c2a3 .wpdm_icon {\n        height: 42px;\n        width: auto;\n    }<\/style>\n--><\/div><\/div>            <div style='clear:both'><\/div><div class='text-center'><ul class='pagination wpdm-pagination pagination-centered text-center'><\/ul><\/div><div style='clear:both'><\/div>        <\/div>\n\n        <div style='clear:both'><\/div>\n    <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2788078 e-con-full e-flex e-con e-child\" data-id=\"2788078\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<header class=\"elementor-element elementor-element-b69fce5 e-con-full e-flex e-con e-child\" data-id=\"b69fce5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4411c7a elementor-widget__width-auto elementor-widget elementor-widget-pxl_heading\" data-id=\"4411c7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-4411c7a-8459\" class=\"pxl-heading\" >\n\t<div class=\"pxl-heading--container\" >\n\t\t<div class=\"pxl-heading--inner\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"pxl-item--title pxl-heading-default1\" data-wow-delay=\"\">\n\t\t\t\tRelated articles\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t<\/div>\n\t\t\n\t<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d660264 elementor-mobile_extra-align-center elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"d660264\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/media\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Go to media<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/header>\n\t\t\t\t<div class=\"elementor-element elementor-element-49f887b elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"49f887b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:&quot;37200&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:40,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns&quot;:&quot;3&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-loop-nothing-found-message\">\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35ba4f5 elementor-mobile_extra-align-center elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-widget elementor-widget-button\" data-id=\"35ba4f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/media\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Go to media<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41cfb86 elementor-widget elementor-widget-html\" data-id=\"41cfb86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\n\nconst sections = document.querySelectorAll('.section');\nconst menuItems = document.querySelectorAll('#menu-pagamenti li a');\n\nfunction setActiveMenu() {\n  let current = sections[0].getAttribute('id');\n  let minDistance = Number.POSITIVE_INFINITY;\n\n  sections.forEach(section => {\n    const distance = Math.abs(section.getBoundingClientRect().top);\n    if (distance < minDistance) {\n      minDistance = distance;\n      current = section.getAttribute('id');\n    }\n  });\n\n  menuItems.forEach(link => {\n    link.classList.remove('active');\n    if (link.getAttribute('href') === '#' + current) {\n      link.classList.add('active');\n    }\n  });\n}\n\nwindow.addEventListener('scroll', setActiveMenu);\nwindow.addEventListener('load', setActiveMenu);\n\n\n\n    \n<\/script>\n\n\n<style>\n    .well.c2a3 {\n        padding: 0;\n        padding-left: 10px;\n        margin-bottom: 0;\n        background-color: green;\n    }\n    \n    \/*.fas.fa-hdd.mr-1,*\/\n    \/*.ml-3.far.fa-arrow-alt-circle-down.mr-1{*\/\n    \/*    color: #074973;*\/\n    \/*}*\/\n    \n    .text-center {\n        display: none;\n    }\n    \n\n.active {\n  font-weight: 800 !important;\n  color: #074973 !important;\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n        \t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Contante Servizi\/strumenti di pagamento Direttiva Europea sui servizi di pagamento (PSD) Area unica dei pagamenti in Euro (SEPA) Pagamenti per la Pubblica Amministrazione Altre iniziative ABI in materia di conti e servizi di pagamento Pagamenti Le operazioni di pagamento consentono il trasferimento di fondi tra due soggetti e possono essere effettuate in contante (banconote e\/o [&hellip;]<\/p>","protected":false},"author":7,"featured_media":0,"parent":35589,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-35427","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pagamenti - ABI - Associazione Bancaria Italiana<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pagamenti - ABI - Associazione Bancaria Italiana\" \/>\n<meta property=\"og:description\" content=\"Contante Servizi\/strumenti di pagamento Direttiva Europea sui servizi di pagamento (PSD) Area unica dei pagamenti in Euro (SEPA) Pagamenti per la Pubblica Amministrazione Altre iniziative ABI in materia di conti e servizi di pagamento Pagamenti Le operazioni di pagamento consentono il trasferimento di fondi tra due soggetti e possono essere effettuate in contante (banconote e\/o [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/\" \/>\n<meta property=\"og:site_name\" content=\"ABI - Associazione Bancaria Italiana\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-23T08:03:36+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"24 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/\",\"url\":\"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/\",\"name\":\"Pagamenti - ABI - Associazione Bancaria Italiana\",\"isPartOf\":{\"@id\":\"https:\/\/www.abi.it\/#website\"},\"datePublished\":\"2025-04-18T15:57:41+00:00\",\"dateModified\":\"2025-06-23T08:03:36+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/abi-newsite.azurewebsites.net\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"I macro-trend\",\"item\":\"https:\/\/www.abi.it\/i-macro-trend\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Regolamentazione\",\"item\":\"https:\/\/www.abi.it\/i-macro-trend\/regolamentazione\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Pagamenti\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.abi.it\/#website\",\"url\":\"https:\/\/www.abi.it\/\",\"name\":\"ABI - Associazione Bancaria Italiana\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.abi.it\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pagamenti - ABI - Associazione Bancaria Italiana","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/","og_locale":"en_GB","og_type":"article","og_title":"Pagamenti - ABI - Associazione Bancaria Italiana","og_description":"Contante Servizi\/strumenti di pagamento Direttiva Europea sui servizi di pagamento (PSD) Area unica dei pagamenti in Euro (SEPA) Pagamenti per la Pubblica Amministrazione Altre iniziative ABI in materia di conti e servizi di pagamento Pagamenti Le operazioni di pagamento consentono il trasferimento di fondi tra due soggetti e possono essere effettuate in contante (banconote e\/o [&hellip;]","og_url":"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/","og_site_name":"ABI - Associazione Bancaria Italiana","article_modified_time":"2025-06-23T08:03:36+00:00","twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"24 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/","url":"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/","name":"Pagamenti - ABI - Associazione Bancaria Italiana","isPartOf":{"@id":"https:\/\/www.abi.it\/#website"},"datePublished":"2025-04-18T15:57:41+00:00","dateModified":"2025-06-23T08:03:36+00:00","breadcrumb":{"@id":"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.abi.it\/en\/i-macro-trend\/regolamentazione\/pagamenti-page\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/abi-newsite.azurewebsites.net\/"},{"@type":"ListItem","position":2,"name":"I macro-trend","item":"https:\/\/www.abi.it\/i-macro-trend\/"},{"@type":"ListItem","position":3,"name":"Regolamentazione","item":"https:\/\/www.abi.it\/i-macro-trend\/regolamentazione\/"},{"@type":"ListItem","position":4,"name":"Pagamenti"}]},{"@type":"WebSite","@id":"https:\/\/www.abi.it\/#website","url":"https:\/\/www.abi.it\/","name":"ABI - Italian Banking Association","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.abi.it\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"}]}},"_links":{"self":[{"href":"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/pages\/35427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/comments?post=35427"}],"version-history":[{"count":201,"href":"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/pages\/35427\/revisions"}],"predecessor-version":[{"id":48063,"href":"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/pages\/35427\/revisions\/48063"}],"up":[{"embeddable":true,"href":"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/pages\/35589"}],"wp:attachment":[{"href":"https:\/\/www.abi.it\/en\/wp-json\/wp\/v2\/media?parent=35427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}