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Regulation

The European financial sector today faces growing challenges related to regulation, compliance and taxation.

In an environment of continuous regulatory change, banking institutions must adapt quickly to ensure full compliance, while facing a significant increase in compliance costs.

The completion of the Banking Union, of the Single Capital Market and the Savings and Investment Uniontogether with the development of the EU Securitisation Marketrepresent key steps to strengthen the resilience and integration of the financial system.

However, the lack of a harmonised framework for bank taxation at European level constitutes a further element of complexity for competitive equality between operators.

Against this challenging backdrop, banks continue to play a central role in the real economy, providing essential services such as consumer credit, corporate credit, investment and asset management services and the management of payment systems, thus ensuring support for growth and stability in the European market.

Consumer Credit

Enterprise Credit

Savings and investments

Payments

Materials

Notebook 1 - English Version

Proposals for simplification and efficiency of banking regulation

3 March 2026

Notebook 1 - Italian Version

Proposals for the simplification and efficiency of banking regulation

3 March 2026

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